Personal Budget – Information I need for A Mortgage Loan Application

Income          Monthly Amount     Percent

Net Pay         ___________     ___________

Interest         ___________     ___________

Other           ___________     ___________

Total Income       $__________     ___________

Fixed Expenses

Rent or Mortgage       ___________     ___________

Car Payments       ___________     ___________

Credit Card Payments     ___________     ___________

Telephone         ___________     ___________

Utilities         ___________     ___________

Taxes           ___________     ___________

Child Care         ___________     ___________

Cable TV         ___________     ___________

Insurance-Personal & Property   ___________     ___________

Other           ___________     ___________

Total Fixed Expenses     $__________     ___________

Variable Expenses

Food           ___________     ___________

Clothing          ___________     ___________

Transportation –Gas- Etc     ___________     ___________

Vacation         ___________     ___________

Tuition and Schooling     ___________     ___________

Babysitting         ___________     ___________

Other           ___________     ___________

Total Variable Expenses     $__________     ___________

Total Fixed and Variable Expenses         $__________

Difference between Income and Expenses       $__________

From the desk of JIM MURRAY Realtor®

Long and Foster Realty® 410-599-2620